Viva Loans

Warning: Late repayment can cause you serious money problems. For help go to
We are an authorised credit broker and not a lender.

Fast Transfer
On average funds are transferred within 15 minutes*
Representative 1192% APR
Instant Decision
Our form takes 2 minutes to complete, decision provided instantly!*
Representative 1192% APR
A secure service
We will never share your personal details without consent
Representative 1192% APR

Warning: Late repayment can cause serious money problems, for help or advice please go to

Get a quick estimate for your loan
How much cash?

How long for?
  • 3 months
  • 6 months
  • 12 months
Your Loan Summary
Repayment by:
In your account by*: 07:55am
Total to repay:

Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Max Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a credit broker not a Lender.

Compare Payday Loans

With so many direct lenders now operating in the UK, trying to compare loans can be a real headache. It used to be difficult to compare loans on an individual basis since you'd need to go to each separate lender to find out their pros and cons, and even then you might not be accepted.

At Viva Loans, we compare loans from the UK's leading independent and mainstream providers with one easy search. When we compare loans that are best suited to your circumstances, you'll be presented with all the information needed to make an informed, educated choice on your next line of credit.

Let's take a closer look at why it's important to compare loans and things that you should look out for when it comes to choosing a lender.

Why Should I Compare Loans With Viva Loans?

Whenever you compare loans online there are many different factors that you need to take into account. From interest rates and fees through to the maximum lending amounts and repayment terms, to compare loans payday can be time consuming on your own.

Fortunately, we make the loans compare process lightning fast, bringing all of these details straight to your screen, device, phone or tablet so you can compare loans at home, on the move or whenever you need immediate access to funds.

Whenever we compare loans on your behalf, you'll never be charged any fees for our services and can compare loans without any obligation whatsoever. Our live chat customer service team will also be on hand if you need any additional information after your loans compare is complete.

Take a look at how the loans compare with one another and use our extensive FAQ section should you have any questions.

How Do I Compare Loans With Viva Loans?

Whenever you compare loans, it all starts by completing our initial online application form. This information will be used to compare loans from across the UK so that you can find the best possible deal for your circumstances.

For short term loans compare the factors that are most important to you before selecting an appropriate lender. You'll then need to complete some final pieces of personal financial information before receiving an instant online decision following your loans compare results.

If accepted, you'll then be required to sign and return an online credit agreement and funds can then be transferred directly into your bank account within 24 hours. Many of our loans compare favourably against direct lenders due to the quantity of business that we pass their way.

You may even find that funds can be transferred to you following your loans compare on the very same day that you apply, meaning you can get quick access to funds as soon as life throws a curve ball your way.

To compare loans payday and short term, visit Viva Loans today and start your journey to a great deal on your next line of credit.