Warning: Late repayment can cause you serious money problems.
For help go to moneyadviceservice.org.uk
We are an authorised credit broker and not a lender.
Warning: Late repayment can cause serious money problems, for help or advice please go to moneyadviceservice.org.uk
Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Max Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a credit broker not a Lender.
Wizzcash are regularly ranked amongst the best payday loans UK wide – and for good reason. They've been offering loans of up to £1,000 to UK customers since launching in 2012 which are repaid in instalments over a 3 month period.
This repayment flexibility helps to keep them affordable whilst loans like Wizzcash will waive future interest payments should you decide to pay your loan off early.
As with many of the best payday loans UK wide, they do carry out credit checks to make sure that any loan offered is affordable and also aim to avoid extending credit lines by keeping the borrowing amounts fixed throughout.
To be eligible for loans like Wizzcash you're going to need to have a few basics in place as standard. Firstly, you'll need to be a permanent UK resident with a UK bank account registered in your name. In line with UK law, you'll also need to be at least 18 years of age when you apply.
Some lenders may use additional criteria such as credit scoring, affordability checks and employment verifications before accepting you for a loan, but this will depend on the lender that you opt for.
Yes! Just because you've had issues with credit in the past or have been turned down by another lender doesn't mean that the same will apply for loans like Wizzcash. As we've already touched on, the best payday loans UK will taken into account a wide variety of factors when it comes to accepting or rejecting each online application.
What's more is that if you're actually accepted for loans like Wizzcash then your credit score will improve if you successfully manage to keep on top of your repayments, helping you to secure better rates and different lines of credit at a later date.
It all starts by getting your personalised comparison with VivaLoans.co.uk. Our intuitive loan comparison service will match your circumstances with available lenders, helping you to quickly and easily compare the pros and cons of each opton.
Once you've decided on a lender, simply complete the final details to receive an instant online decision and, if accepted, funds could be transferred to your UK bank account on the very same day that you apply.