Viva Loans

Warning: Late repayment can cause you serious money problems. For help go to
We are an authorised credit broker and not a lender.

Fast Transfer
On average funds are transferred within 15 minutes*
Representative 1192% APR
Instant Decision
Our form takes 2 minutes to complete, decision provided instantly!*
Representative 1192% APR
A secure service
We will never share your personal details without consent
Representative 1192% APR

Warning: Late repayment can cause serious money problems, for help or advice please go to

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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Max Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a credit broker not a Lender.

Compare Payday Loans Like Oakam

Payday Loans Like Oakam

Whilst there are plenty of us with a less than perfect credit score, this alone shouldn't mean that we can't access funds when we need them the most.

Loans like Oakam are amongst the very best payday loans UK wide, offering borrowers an alternative to doorstep loans which can be both stressful and a touch invasive on your privacy.

Instead, you'll be able to complete your entire application either online, over the telephone or in one of their 19 UK stores.

New customers will be able to borrow anything from £200 to £1,750 whilst repeat customers will have the added benefit of being able to apply for a whopping £5,000 if needed.

Let's take a closer look at how loans like Oakam work.

What Are Loans Like Oakam?

Loans like Oakam are an alternative form of borrowing to doorstep loans, offering highly competitive rates to those without a perfect credit history. Funds can be borrowed from 3 months to 24 months so you'll have plenty of flexibility to keep your repayments affordable, plus you'll be able to monitor your loan from your smartphone through their innovative app.

You'll never be left waiting around for an agent, plus loans like Oakam take a highly responsible approach to lending in order to reduce the risk of putting added pressure on your finances.

Unlike many of the best payday loans UK, Oakam even offer a reward scheme to their customers, so by simply referring friends to the service you'll be able to earn cash which can be collected in store.

Start your journey to a great deal on your next loan by getting a comparing the best payday loans UK with It takes just minutes to apply and funds could be in your account in as little as 15 minutes.