Viva Loans

Warning: Late repayment can cause you serious money problems. For help go to
We are an authorised credit broker and not a lender.

Fast Transfer
On average funds are transferred within 15 minutes*
Representative 1192% APR
Instant Decision
Our form takes 2 minutes to complete, decision provided instantly!*
Representative 1192% APR
A secure service
We will never share your personal details without consent
Representative 1192% APR

Warning: Late repayment can cause serious money problems, for help or advice please go to

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  • 3 months
  • 6 months
  • 12 months
Your Loan Summary
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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Max Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a credit broker not a Lender.

1 Month Loans

No matter how hard you try, there will always be situations that crop up when a quick hit of cash is needed to tide you over. 1 month loans have been designed with these situations in mind, helping borrowers to overcome short term financial shortfalls that can occur due to an unexpected bill, car repairs or household emergencies.

Let's take a closer look at how 1 month loans work.

What Are 1 Month Loans?

1 month loans are a type of short term borrowing solution that can be taken out to cover almost any personal expenses. Unlike payday loans which are specifically tailored to be repaid in line with your next pay cheque, 1 month loans are repaid on or within exactly 1 month of the funds initially being issued.

Due to the loan 1 month repayment period, the amount borrowed will often be limited to a maximum of £2,000 depending on the lender. This is to ensure that all 1 month loans issued remain affordable.

Am I Eligible For A 1 Month Loan?

Your eligibility for 1 month loans will depend on a wide variety of factors lenders often use different assessment criteria when looking at each application. However, there are some bare minimum requirements that you'll need to fulfil no matter which 1 month loan lender you opt for, including:

Almost every loan 1 month in length will be subject to some form of credit scoring as part of the assessment, but just because you've had issues with credit in the past doesn't mean that you'll automatically be turned down for 1 month loans.

Each 1 month loan application is assessed on its individual merits. All each lender wants to see is that you can reasonably afford to repay the 1 month loan that you apply for without putting yourself in financial jeopardy.

How Can I Apply For 1 Month Loans?

Applying for 1 month loans has never been easier thanks to online comparison platforms like Viva Loans. Our intuitive loan matching platform will use the information you provide to us on your initial application form to match you with a diverse range of 1 month loan lenders.

It's then down to you to select a 1 month loan which you feel can best meet your personal and financial requirements. The whole comparison process takes less than two minutes and, once you've made a final decision on your lender, you'll simply need to complete a few additional personal details in order for them to assess your loan 1 month application.

After you've been accepted, you'll then receive a credit agreement for your 1 month loan which needs to be signed and returned. Funds are then usually transferred straight into your bank account within 24 hours, although some lenders are able to make this transfer on the very same day that you apply.

Discover a world of fantastic 1 month loan lenders today by completing your application form at Viva Loans and give yourself the financial breathing space needed to achieve your goals.