Viva Loans

Warning: Late repayment can cause you serious money problems. For help go to
We are an authorised credit broker and not a lender.

Fast Transfer
On average funds are transferred within 15 minutes*
Representative 1192% APR
Instant Decision
Our form takes 2 minutes to complete, decision provided instantly!*
Representative 1192% APR
A secure service
We will never share your personal details without consent
Representative 1192% APR

Warning: Late repayment can cause serious money problems, for help or advice please go to

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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Max Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a credit broker not a Lender.

£100 Payday Loans

Have you received an unexpected bill? Perhaps your home or vehicle needs some minor repairs? No matter the reason for needing to borrow funds, a £100 loan could be just the answer. These small pockets of credit are ideal for providing a quick, temporary solution should a £100 loan be enough to cover whatever mini crisis life has thrown your way.

Let's take a closer look at how loans for 100 work and what you can do to improve your chances of acceptance.

How Do £100 Loans Work?

Each £100 loan works in almost exactly the same way as other short term forms of credit available in the UK market. Once you know that a £100 loan is all that's required, simply select a term over which you want to make repayments. The longer your £100 loan runs for, the lower your monthly repayments will be.

The repayments that you make will be calculated based on your creditworthiness, the £100 loan amount and the term of the loan. All of the repayments will be explained in full in your personalised credit agreement which will be sent to you as soon as your initial application has been approved.

My Credit History Isn't Great. Can I Still Get £100 Loans?

Yes! Your credit history isn't the only factor that gets taken into account when assessing your application for £100 loans. As well as your creditworthiness, lenders will consider your ability to repay the loan by considering your employment status, residential status, income and monthly expenditures.

The big advantage of £100 loans for those with bad credit is that the risk isn't huge to lenders. Borrowing a smaller amount such as this will give you a better opportunity of acceptance, whilst also helping to improve your credit score so long as loans for 100 are repaid on time.

As well as your credit history, you'll need to meet some basic eligibility criteria to be considered, including:

You may also need to meet employment, residential and salary criteria to be accepted.

How Can I Apply For £100 Loans?

Applying for £100 loans has never been easier thanks to the Viva Loans comparison service. We won't ever charge you any fees for comparing £100 loans, however you may find that lenders apply a small charge if you want your £100 loan transferred on the same day that you apply.

It all starts by taking a £100 loans comparison through Viva Loans which takes just a couple of minutes to complete. We'll then match your circumstances with lenders who specialise in offering £100 loans to UK customers.

From the personalised comparison that we present to you, it's then down to you to select loans for 100 that you feel best meets your circumstances. Finally, you'll need to electronically sign and return your credit agreement at which point your chosen £100 loan will be sent directly to your personal bank account, often on the very same day that you apply.

So what are you waiting for? Apply for £100 loans today with Viva Loans and begin your journey to a short term financial solution.