Viva Loans

Warning: Late repayment can cause you serious money problems. For help go to
We are an authorised credit broker and not a lender.

Fast Transfer
On average funds are transferred within 15 minutes*
Representative 1192% APR
Instant Decision
Our form takes 2 minutes to complete, decision provided instantly!*
Representative 1192% APR
A secure service
We will never share your personal details without consent
Representative 1192% APR

Warning: Late repayment can cause serious money problems, for help or advice please go to

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  • 6 months
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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Max Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a credit broker not a Lender.

Payday Loans For Single Parents

Can single parents get payday loans?

Yes, surely.

If you are a single parent, you can easily get a payday loan to take care of unexpected medical emergencies, look after various unforeseen needs around your house or simply manage expenses till your next payday.

What is a typical payday loan for single parents like?

Single parents care borrow small sums of cash from payday lenders. This sum can start from as low as £100 and can go up to £2,000. As this is a payday loan, you are required to pay it back giving you 3 to 12 months for repayment.

When will I receive the money?

Once you submit an application, it is processed and reviewed by suitable lenders within minutes. You will get to know about whether your application was accepted or rejected within half an hour from submitting.

Accepted applications are further processed quickly, and money is credited to your bank account at once, typically within minutes.

I am a single parent with bad credit. Can I still get a payday loan?

Yes, you can.

Many payday lenders accept payday loan applications from single mothers and fathers even if they have bad credit, provided that they are regularly employed. Here’s all you will be needing to get a payday loan:

How does a payday loan affect my credit score?

A payday loan can affect your credit score in a positive as well as negative way.

I am a single parent and presently unemployed. Can I get a payday loan?

You can, if you have some assured and regular source of monthly income (benefits, grants, rent, credit from investments, pension, aid etc.).

That said, it must be mentioned that payday lenders are known to favour applications from regularly employed applicants. So, your chances of getting a payday loan improve immensely if you are employed.

Are there any special provisions for single mothers?

There are no special provisions for single mothers who are looking for payday loans. However, there are quite a few payday lenders out there who specialize in lending to single mothers, and you will be able to get a better deal if you choose to get a payday loan from such lenders.

Are there special interest rates applicable for medical/educational loans?

Payday loans are not further classified into medical or educational loans, and hence, there are no special interest rates applicable.

Are payday loans for single parents expensive?

Payday loans are inherently more expensive than other credit/loan options – but they are also incredibly easy to get. We have provided on our home page a special slider calculator that you can use to get a broad idea about how much you will be required to pay back.

Are payday loans for single parents safe?

Payday loans are just as safe as any traditional loan. The only thing you need to keep in mind is that payday loans are NOT meant to provide for you over long terms. Hence, by using such loans only when you are left with no alternatives and by paying them back on schedule, you can ensure that you do not incur heavy interest/additional fees on your loan.