Viva Loans

Warning: Late repayment can cause you serious money problems. For help go to
We are an authorised credit broker and not a lender.

Fast Transfer
On average funds are transferred within 15 minutes*
Representative 1192% APR
Instant Decision
Our form takes 2 minutes to complete, decision provided instantly!*
Representative 1192% APR
A secure service
We will never share your personal details without consent
Representative 1192% APR

Warning: Late repayment can cause serious money problems, for help or advice please go to

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  • 6 months
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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Max Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a credit broker not a Lender.

UK Loans For Payday

UK loans for payday are amongst the common loans taken out by borrowers each year. Loans for payday UK are designed as a short term solution to overcome a gap in finances. A lump sum is borrowed for a few weeks or months and repaid on your upcoming payday/s.

Funds are quickly transferred directly into your UK bank account and can be spent on anything from home and vehicle repairs to tackling unexpected bills and outgoings.

Each time you successfully repay UK loans for payday, this will help to improve your credit score for future borrowing, meaning that you'll potentially be able to access a wider range of lenders at more competitive rates next time you apply for loans for UK payday.

I Have Bad Credit. Can I Still Apply For UK Loans For Payday?

Yes! Just because you've had problems getting UK loans for payday before doesn't mean that you'll not be successful through Viva Loans. We work with a number of specialist bad credit loans for payday UK lenders who have direct experience helping those with a less than perfect credit history.

Whenever you take out UK loans for payday, the lender will simply want to see that you can reasonably afford to repay the amount borrowed on time and in full. Loans for payday UK assess a number of different factors when deciding whether to offer credit including your employment status, salary, residential status, the date of your next payday and the amount you wish to borrow.

At the very minimum you'll need to satisfy the following criteria to be considered:

You'll also need to provide dates of your upcoming paydays when you complete your UK loans for payday application form.

How Do I Apply Online For UK Loans For Payday?

Applying online for UK loans for payday has never been so quick and easy thanks to the online comparison services offered by Viva Loans. Simply complete our loans for payday UK application form and we'll instantly compare hundreds of UK loans for payday lenders who best meet your requirements.

Once our comparison is complete, it's then down to you to choose a preferred UK loans for payday lender and complete your online application. You'll receive an instant online decision from your loans for payday UK lender and, if accepted, will then simply need to electronically sign and return your bespoke credit agreement.

The credit agreement will details the exact dates that you'll need to repay your loans for payday UK along with the total amount that will be repaid and information on interest rates. Once they've received your signed credit agreement, the funds from your loans for UK payday will be transferred directly into your personal bank account, often on the very same day that you're accepted.

Get a great deal on your next loans for UK payday today by completing an initial application form with Viva Loans and we'll do the leg work on your behalf straight away.