Viva Loans

Warning: Late repayment can cause you serious money problems. For help go to
We are an authorised credit broker and not a lender.

Fast Transfer
On average funds are transferred within 15 minutes*
Representative 1192% APR
Instant Decision
Our form takes 2 minutes to complete, decision provided instantly!*
Representative 1192% APR
A secure service
We will never share your personal details without consent
Representative 1192% APR

Warning: Late repayment can cause serious money problems, for help or advice please go to

Get a quick estimate for your loan
How much cash?

How long for?
  • 3 months
  • 6 months
  • 12 months
Your Loan Summary
Repayment by:
In your account by*: 07:52am
Total to repay:

Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Max Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a credit broker not a Lender.


Looking for same day loans in Birmingham, UK?

If you’re looking for a payday loan in Birmingham, you don’t even have to leave your house. We can connect you with payday lenders who service residents of Birmingham, and it’s guaranteed to be quick.

What is a payday loan?

A payday loan is a quick, small, short-term loan that is lent against the borrower’s source of monthly income.

They are useful for emergency circumstances and unforeseen expenses, and are also a source of credit that’s available to people who are often declined from traditional lenders.

How much can I get in a payday loan?

Our lenders offer anywhere from £100 to £2,000 in payday loans.

How do payday loans in Birmingham, UK work?

Simply fill out our application here, and we will send it off to lenders we think might be a good fit for you. If you are approved, you will hear back shortly (usually within 30 minutes). If you accept the terms of your loan, the money will be deposited in your account immediately.

What’s the difference between payday loans online and payday loans in person?

If you’re a Birmingham resident, you can walk into any loan shop in the city and apply for a payday loan.

However, there are some advantages to applying online. First of all, you can do everything from the comfort of your own home. You don’t have to lug paperwork or documents over to a loan shop or deal with a banker – you simply enter your information into our brief application. If you are approved, your money is deposited to your bank account within minutes. You never have to set foot outside. So why apply in person when you don’t have to?

Additionally, loan shops close at the end of the day and often on weekends. We are open and process applications 24 hours, 7 days a week, 365 days a year, offering round-the-clock service that can’t be beat by physical facilities.

What if I apply on a weekend, holiday, or in the middle of the night?

We are open and processing applications 24 hours.

Almost all of the lenders we work with offer round-the-clock service, so you get a quick application response regardless of when you apply. We offer same day loans, even on the holidays. And, as long as your bank supports Faster Payments facility, your money will arrive in your account instantly, even on bank holidays.

How do I qualify for a payday loan?

Requirements vary by lender, but all will require that you: