Viva Loans

Warning: Late repayment can cause you serious money problems. For help go to
We are an authorised credit broker and not a lender.

Fast Transfer
On average funds are transferred within 15 minutes*
Representative 1192% APR
Instant Decision
Our form takes 2 minutes to complete, decision provided instantly!*
Representative 1192% APR
A secure service
We will never share your personal details without consent
Representative 1192% APR

Warning: Late repayment can cause serious money problems, for help or advice please go to

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  • 3 months
  • 6 months
  • 12 months
Your Loan Summary
Repayment by:
In your account by*: 07:52am
Total to repay:

Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Max Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a credit broker not a Lender.


No matter how hard you try to budget your money each month, life has a habit of throwing up unexpected emergencies. With payday loans, Edinburgh residents can overcome these problems by reaching out for financial assistance when they need it most.

Gone are the days of having to find local shops if you urgently wanted to borrow money- it takes just a couple of minutes to complete your initial online application with all of our lenders offering instant online decisions.

Funds can be transferred to your account within 24 hours of applying and can be used for almost any expense with the outstanding balance repaid on your next payday/s.

Am I Eligible For A Payday Loan?

With payday loans, Edinburgh residents will need to fulfil some basic qualifying criteria to be considered, including:

Each payday loans Edinburgh lender will use different criteria when it comes to making the full assessment of your circumstances. You may need to provide details about your employment status as well as undergoing a credit check to ensure that funds are being leant responsibly.

How Can I Apply For Payday Loans Edinburgh?

Payday loans Edinburgh wide are available from a huge selection of independent and mainstream lenders, but researching them individually is can be both time consuming and stressful. At Viva Loans, we take the hassle out of comparing these loans by bringing them altogether into one easy to use platform.

Simply let us know how much you'd like to borrow and the dates of your upcoming paydays, and we'll bring lenders straight to your screen who can help. You could even have funds in your bank account the very same day that you apply.