Viva Loans

Warning: Late repayment can cause you serious money problems. For help go to
We are an authorised credit broker and not a lender.

Fast Transfer
On average funds are transferred within 15 minutes*
Representative 1192% APR
Instant Decision
Our form takes 2 minutes to complete, decision provided instantly!*
Representative 1192% APR
A secure service
We will never share your personal details without consent
Representative 1192% APR

Warning: Late repayment can cause serious money problems, for help or advice please go to

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  • 3 months
  • 6 months
  • 12 months
Your Loan Summary
Repayment by:
In your account by*: 07:52am
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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Max Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a credit broker not a Lender.


Looking for payday loans? Leeds residents can now access the cash they need quicker than ever before thanks to the free online comparison services offered by Viva Loans.

No matter what your reason for needing additional funds, our diverse panel of specialist lenders can help. Read on to learn more about how payday loans work and what you can do to get a great rate today.

How Do Payday Loans Work?

Payday loans are one of the most popular types of short term loan currently used in the UK. From damage to your home or property because of adverse weather to simply needing a bit of extra cash to see out the month, payday loans Leeds are used by thousands of residents each and every year.

As with more traditional loans, you'll be sent a lump sum upon acceptance except that you'll need to make full repayment on the upcoming paydays that you've selected.

Paying back your loan on time will actually boost your credit score, meaning that you may be able to get better rates of interest on other credit-related products further down the line.

Why Should I Apply Online?

For payday loans, Leeds residents would historically have had to find a local shop to source this type of finance. Whilst banks and building societies still offer a form of short term lending, waiting for appointments and underwriting is far from ideal when you need fast access to cash.

With Viva Loans, you can compare payday loans Leeds in minutes and apply direct to your chosen lender online. They'll offer an instant decision on your application and can even arrange for cash to be transferred to you on the very same day that you apply.

If you are looking for payday loans, Leeds customers can start their search today with Viva Loans completely free of charge and with no obligation attached. Simply click through to our online only application form to get started.