Viva Loans

Warning: Late repayment can cause you serious money problems. For help go to
We are an authorised credit broker and not a lender.

Fast Transfer
On average funds are transferred within 15 minutes*
Representative 1192% APR
Instant Decision
Our form takes 2 minutes to complete, decision provided instantly!*
Representative 1192% APR
A secure service
We will never share your personal details without consent
Representative 1192% APR

Warning: Late repayment can cause serious money problems, for help or advice please go to

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  • 3 months
  • 6 months
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Your Loan Summary
Repayment by:
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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Max Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a credit broker not a Lender.

Any Purpose Loans

With so many loans specifically designed for car purchases, home improvements or debt consolidation, it can be tricky trying to find more traditional, any purpose loans which offer greater flexibility in terms of what they can be used for.

Whether you're looking to take care of multiple expenses or would simply like some extra cash to keep you ticking over, an any purpose loan could well be the answer.

At Viva Loans, we offer a range of loans for any purpose which are provided by trusted, reputable UK lenders so no matter what the reason for needing additional finance, we can help.

How Do Any Purpose Loans Work?

Any purpose loans work in a very similar way to traditional personal loans by offering a cash lump sum to borrowers which is then repaid over a pre-agreed term of weeks, months or years.

Loans for any purpose are ideal for those who wish to spend the funds in multiple areas or wish to keep their reasons for borrowing private. Due to the flexibility of these any purpose loans, you'll still be able to use the money for common expenses such as a vehicle, the home or debt consolidation.

You'll need to be a permanent UK resident to apply as well as having a UK bank account with a debit card and being at least 18 years of age.

Can I Apply With Bad Credit?

Yes, you can apply with bad credit! Each company which offers loans for any purpose uses different assessment criteria when deciding whether to accept an application. Just because one any purpose loans lender has said no doesn't mean that others will automatically follow suit.

Simply complete your online application form with Viva Loans and we'll search hundreds of suitable lenders from across the UK to help you find the perfect lender for your needs.

How Can I Apply For Any Purpose Loans?

Loans for any purpose can now be applied for in minutes thanks to comparison services like Viva Loans. Start by letting us know a little bit more about you and your financial circumstances, then select a lender you feel suits you best.

You'll receive an instant online decision on all loans for any purpose so that you'll immediately know the outcome of your application. Funds are then transferred directly into your UK bank account, often in as little as 24 hours.

Apply today with Viva Loans for a selection of great rates on any purpose loans and quickly unlock cash for all of your spending needs.