Viva Loans

Warning: Late repayment can cause you serious money problems. For help go to
We are an authorised credit broker and not a lender.

Fast Transfer
On average funds are transferred within 15 minutes*
Representative 1192% APR
Instant Decision
Our form takes 2 minutes to complete, decision provided instantly!*
Representative 1192% APR
A secure service
We will never share your personal details without consent
Representative 1192% APR

Warning: Late repayment can cause serious money problems, for help or advice please go to

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  • 3 months
  • 6 months
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Your Loan Summary
Repayment by:
In your account by*: 07:55am
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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Max Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a credit broker not a Lender.

Compare Payday Loans Like Dot Dot Loans

Payday Loans Like Dot Dot Loans

With more than 130 years of lending experience behind them, Dot Dot Loans are quickly becoming one of the best payday loans UK wide for short term borrowers.

With transparent pricing, easily accessible online account management and a friendly, UK-based customer service team, there are plenty of reasons to choose loans like Dot Dot Loans.

How Do Dot Loans Work?

Loans like Dot Dot Loans are designed to offer short term lending solutions to UK borrowers which can be repaid over a term of between 3 and 12 months. As with many of the best payday loans, UK customers will benefit from a same day cash transfer if approved by 4.30pm whilst they also reward return customers with increased repayment terms and borrowing amounts.

New customers are able to take on finance of between £200 - £600 which is repaid over 3 – 9 months, whilst existing customers can increase this credit limit up to £1,250 for a maximum term of 12 months.

This responsible approach to lending is designed to help borrowers avoid falling into financial difficulty by showing that they're able to make timely repayments before having their credit limits increased as repeat customers.

I've Had Bad Credit In The Past. Can I Still Apply To Dot Dot Loans?

Yes, you can still aplly with bad credit! In fact whenever you're looking for the best payday loans, UK customers should consider that each lender uses different eligibility criteria for their assessments. Just because you've been turned down elsewhere doesn't mean that loans like Dot Dot Loans will come the same decision.

No matter what lender you opt for, you'll need to at least have the following in place:

You may also need to provide information about your employment status, residential status and income, however this is just to increase your chances of acceptance by showing that the loan is affordable.

How Can I Apply For Loans Like Dot Dot Loans?

As with many of the best payday loans, UK lenders like Dot Dot Loans are now typically able to offer instant online decisions from each application. It all starts by getting a personal comparison with Viva Loans by completing our short online application form and choosing the mot suitable lender for your circumstances.

Once approved, funds could be in your account on the very same day so there's no better time to explore the wealth of payday loans available at Viva Loans.