Viva Loans

Warning: Late repayment can cause you serious money problems. For help go to
We are an authorised credit broker and not a lender.

Fast Transfer
On average funds are transferred within 15 minutes*
Representative 1192% APR
Instant Decision
Our form takes 2 minutes to complete, decision provided instantly!*
Representative 1192% APR
A secure service
We will never share your personal details without consent
Representative 1192% APR

Warning: Late repayment can cause serious money problems, for help or advice please go to

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  • 3 months
  • 6 months
  • 12 months
Your Loan Summary
Repayment by:
In your account by*: 07:54am
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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Max Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a credit broker not a Lender.

Compare Payday Loans Like Swift Sterling

Payday Loans Like Swift Sterling

Swift Sterling take a different approach to short term lending by offering flexible instalment loans which can be applied for, managed and repaid through their unique online hub.

Loans like Swift Sterling have become incredibly popular in the UK due to their ease of use with your account accessible from any smartphone, tablet, computer or device 24 hours a day. Once your application has been accepted, you'll be automatically logged into your new account where everything can be managed from one easy hub.

As one of the best payday loans UK wide, Swift Sterling will keep in regular contact with you to ensure that you know exactly when your payments are dude and how much you'll need to pay.

Am I Eligible For Loans Like Swift Sterling?

As with many of the best payday loans, UK customers will need to apply online for an initial decision from Swift Sterling. Whilst they use a tailored algorithm coupled with credit checks to make their lending decisions, they'll also take into account a range of other personal and financial factors, including:

If you're self employed, the best payday loans UK may ask for evidence of earnings as part of their underwriting process however this is simply to reinforce their policy of responsible lending practices.

Can I Apply For Loans Like Swift Sterling With Bad Credit?

Yes, you can apply with bad credit! There's a common myth that just because you've been unsuccessful applying for loans like Swift Sterling before that all other providers will return the same outcome. Fortunately, this isn't the case and you'll find that there are plenty of loans like Swift Sterling that will consider you even if you've been rejected before.

The best payday loans UK wide will try to get a big picture of your financial circumstances, creditworthiness and ability to repay, giving you the best possible chance of acceptance.

How Can I Apply For The Best Payday Loans UK?

Getting a great rate on a payday loan has never been easier thanks to the Viva Loans intuitive loan comparison platform. We'll take the information that you give us and match you with lenders who can not only offer the funds you need, but can do so in as little as 24 hours.

It all starts by completing your initial online application form and, once you've selected a lender from loans like Swift Sterling, you'll receive a credit agreement detailing all of your repayment dates and loan amounts.

Get a fantastic rate on your next payday loan by registering for a free, no obligation quote with Viva Loans today.