Warning: Late repayment can cause you serious money problems.
For help go to moneyadviceservice.org.uk
We are an authorised credit broker and not a lender.
Warning: Late repayment can cause serious money problems, for help or advice please go to moneyadviceservice.org.uk
Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Max Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a credit broker not a Lender.
Looking for loans for people who are disabled? We offer instant, online payday loans for the disabled, and you could receive approval in as little as 5 minutes.
We all need extra cash now and then, but if you are disabled and unable to work, it can be difficult to access credit and get approved for loans. Often, those who need money the most are left behind. Our lenders offer payday loans for the disabled that are convenient, fast, and affordable, filling this gap left by traditional banks.
Applying for payday loans for the disabled is easy with Viva Loans. Just follow our fast three-step process, and you’ll have your money in no time.
Fill out a brief online application. No paperwork. No waiting in line. No phone calls. Our online application takes minutes, and will only ask you for basic information. Fill it out now, and receive approval within minutes.
Receive a decision from one of our lenders in minutes. Within minutes of submitting your application, you will hear back from one of our lenders with a loan offering if you’ve been approved. Your loan offer will include the full terms and conditions, including the repayment period and interest rate, so you can calculate exactly how much the loan will cost before you decide.
Get money deposited into your bank account instantly. If you choose to accept your loan offering, your funds will be deposited into your bank account as soon as possible. Depending on the time of day, bank holidays, and when your bank is operating, you could receive your money within hours of applying.
Our Payday Loans For The Disabled are…
Instant: Receive approval within minutes and get your money immediately.
Easy: Apply online and we match you with the best lender for your needs.
Convenient: Never leave your house and avoid long lines and paperwork.
Practical: Only borrow the money you need, never more.
Accessible: Many people are unable to access loans at traditional banks, but our lenders will still consider them.
Payday loans are small, short term loans that are offered online and are often made instantly available to the borrower. They are usually easier to obtain than traditional loans, particularly for people who have bad credit, no credit, or an alternative means of regular income, such as benefits.
Yes. While traditional lenders may not consider your benefits as regular income, our lenders will. This means that they can offer you a loan against your benefits. However, if government benefits are your sole source of income, you may find it difficult to obtain approval for payday loans.
Our lenders consider a wide variety of regular income, including:
Income from a traditional employer, either full-time or part-time
Income from investments
Income from rental properties
Here at Viva Loans, we make the process very easy for you. We’ve partnered with a wide network of lenders offering a variety of loans. You complete a brief application with us, and we work with our lenders to find one that offers loans for people who are disabled that best meet your needs.
All of our lenders have different requirements, but most will ask that you:
Are at least 18 years old
Are either a UK citizen or legal resident
Have a UK bank account
Additionally, many of our lenders will want you to:
Have both a mobile phone and a valid email address
Any government benefits, such as disability benefits or retirement pension, can be considered a regular source of income against which you can take out a payday loan.
In order to confirm your benefits, our lenders will usually ask for one of the following:
A valid bank account statement from the past 3 month
Bank deposit statements proving the income you’ve claimed, such as statements showing benefits deposits, pension deposits, or paychecks
Yes. While our lenders will work with people who are often denied by traditional banks, they do not approve everyone. If you are not approved for a payday loan, it’s because our lenders do not think you are in a position to repay your loan on time.
Once you’ve received your funds, the money is yours, and you can spend them however you’d like. There are no rules or restrictions regarding your spending.
However, you should always be responsible when borrowing money and taking out loans. Payday loans are meant to cover one-time, short term expenses that are necessary. They shouldn’t be used for unnecessary purchases, such as shopping and entertainment. Payday loans also shouldn’t be used to supplement income or provide a long term financial solution. If you are taking out multiple loans in a short period of time, you should reconsider applying for another.