Viva Loans

Warning: Late repayment can cause you serious money problems. For help go to
We are an authorised credit broker and not a lender.

Fast Transfer
On average funds are transferred within 15 minutes*
Representative 1192% APR
Instant Decision
Our form takes 2 minutes to complete, decision provided instantly!*
Representative 1192% APR
A secure service
We will never share your personal details without consent
Representative 1192% APR

Warning: Late repayment can cause serious money problems, for help or advice please go to

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  • 3 months
  • 6 months
  • 12 months
Your Loan Summary
Repayment by:
In your account by*: 07:53am
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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Max Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a credit broker not a Lender.


Instant Loans Available Now

Looking for loans for people who are disabled? We offer instant, online payday loans for the disabled, and you could receive approval in as little as 5 minutes.

We all need extra cash now and then, but if you are disabled and unable to work, it can be difficult to access credit and get approved for loans. Often, those who need money the most are left behind. Our lenders offer payday loans for the disabled that are convenient, fast, and affordable, filling this gap left by traditional banks.

Quick, Easy, Online Loans For People Who Are Disabled

Applying for payday loans for the disabled is easy with Viva Loans. Just follow our fast three-step process, and you’ll have your money in no time.

The Best UK Loans For People Who Are Disabled

Our Payday Loans For The Disabled are…

What are payday loans for the disabled?

Payday loans are small, short term loans that are offered online and are often made instantly available to the borrower. They are usually easier to obtain than traditional loans, particularly for people who have bad credit, no credit, or an alternative means of regular income, such as benefits.

Can I get payday loans for the disabled if I’m on benefits?

Yes. While traditional lenders may not consider your benefits as regular income, our lenders will. This means that they can offer you a loan against your benefits. However, if government benefits are your sole source of income, you may find it difficult to obtain approval for payday loans.

What is considered regular income?

Our lenders consider a wide variety of regular income, including:

How do I find payday loans for the disabled?

Here at Viva Loans, we make the process very easy for you. We’ve partnered with a wide network of lenders offering a variety of loans. You complete a brief application with us, and we work with our lenders to find one that offers loans for people who are disabled that best meet your needs.

What do I need to apply for a payday loan for the disabled?

All of our lenders have different requirements, but most will ask that you:

Additionally, many of our lenders will want you to:

What benefits do I have to have to get approved for payday loans for the disabled?

Any government benefits, such as disability benefits or retirement pension, can be considered a regular source of income against which you can take out a payday loan.

How can lenders verify my benefits?

In order to confirm your benefits, our lenders will usually ask for one of the following:

Can anyone who is disabled get a payday loan?

Yes. While our lenders will work with people who are often denied by traditional banks, they do not approve everyone. If you are not approved for a payday loan, it’s because our lenders do not think you are in a position to repay your loan on time.

What can I use my payday loan for?

Once you’ve received your funds, the money is yours, and you can spend them however you’d like. There are no rules or restrictions regarding your spending.

However, you should always be responsible when borrowing money and taking out loans. Payday loans are meant to cover one-time, short term expenses that are necessary. They shouldn’t be used for unnecessary purchases, such as shopping and entertainment. Payday loans also shouldn’t be used to supplement income or provide a long term financial solution. If you are taking out multiple loans in a short period of time, you should reconsider applying for another.