Viva Loans

Warning: Late repayment can cause you serious money problems. For help go to
We are an authorised credit broker and not a lender.

Fast Transfer
On average funds are transferred within 15 minutes*
Representative 1192% APR
Instant Decision
Our form takes 2 minutes to complete, decision provided instantly!*
Representative 1192% APR
A secure service
We will never share your personal details without consent
Representative 1192% APR

Warning: Late repayment can cause serious money problems, for help or advice please go to

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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Max Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a credit broker not a Lender.

Payday Loans For Homeowners

The Best Online Loans

Nearly 8 million British homeowners report having difficulty with monthly mortgage or rent payments sometimes. If you’re having trouble covering your mortgage and other expenses associated with being a homeowner – you are not alone.

However, when you need some extra money to cover a quick expense, seeking out a personal loan from traditional banks may not always be the best option. Often, these institutions will only give out long terms loans for large amounts. Many people also have trouble accessing loans due to their credit or income.

Payday loans for homeowners are a great solution to this problem. These loans are small, short term loans that are very fast and easy to qualify for.

Instant Payday Loans For Homeowners Are A Popular Solution

Over one million people in the UK have taken advantage of payday loans for homeowners to cover expenses that arise as a homeowner. The majority of these people are new homeowners who apply for a loan within the first 6 months of purchasing a property.

Being a homeowner is very rewarding, but it can be a rough transition. If you find yourself in need of some extra short term cash, payday loans for homeowners are a viable solution.

Applying for payday loans for homeowners is quick and easy.

Why Should I Consider Payday Loans For Homeowners?

Our Payday Loans For Homeowners are…

What are payday loans for homeowners?

Payday loans are small, short term online loans that are very quick and easy to obtain. They are a good option for people who need a fast, short term financial solution. Payday loans also offer credit options to people with no credit, bad credit, or an alternative means of income who may otherwise be denied for a loan.

What are payday loans for homeowners used for?

If you’re approved for a payday loan, you can spend it on anything you’d like. However, it’s important to remember that payday loans are meant to be short term financial solutions that cover one-time or unexpected expenses. They shouldn’t be used as a long term solution.

There are many variable costs associated with owning a home, and this can take some time to get used to. Particularly if you’re a new homeowner, you might find yourself short on cash now and then.

Payday loans for homeowners are usually used to cover:

If you find yourself short on cash every month, or if you have a habit of taking out loans regularly, you should reconsider applying for another loan.

Do payday loans for homeowners affect my credit?

Yes. If you repay your loan on time, it could potentially help your credit. However, if you are late or do not repay your loan, it will affect your credit negatively.

If you find yourself unable to repay your loan, it’s important to call your lender and let them know. Sometimes, they can work out a new repayment plan with you that meets your needs.

How do I find payday loans for homeowners?

You can apply for payday loans for homeowners here at Viva Loans, and we’ll find you the best deal on the market.

We are not a lender, but rather a third party that partners with a wide variety of lenders to find you a loan that meets your particular needs. Once you complete our simple online application, we work with our partners to find you a lender that offers the best payday loans for pensioners and will loan to you based on your profile.

What are the requirements to apply for loans for homeowners?

Eligibility requirements will vary by lender, but all will require that you are:

Additionally, many will require that you:

Can anyone get a payday loan?

Yes, approval is not guaranteed.

While our lenders will work with people who are often denied by traditional banks, they do not approve everyone. If you are not approved for a payday loan, it’s because our lenders do not think you are in a position to repay your loan on time.

Am I more likely to get approved for a payday loan as a homeowner?

Usually, yes. If you are a homeowner, chances are your credit is in better shape than many people who apply for payday loans. This means that you are likely to receive approval faster.