Warning: Late repayment can cause you serious money problems.
For help go to moneyadviceservice.org.uk
We are an authorised credit broker and not a lender.
Warning: Late repayment can cause serious money problems, for help or advice please go to moneyadviceservice.org.uk
Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Max Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a credit broker not a Lender.
Nearly 8 million British homeowners report having difficulty with monthly mortgage or rent payments sometimes. If you’re having trouble covering your mortgage and other expenses associated with being a homeowner – you are not alone.
However, when you need some extra money to cover a quick expense, seeking out a personal loan from traditional banks may not always be the best option. Often, these institutions will only give out long terms loans for large amounts. Many people also have trouble accessing loans due to their credit or income.
Payday loans for homeowners are a great solution to this problem. These loans are small, short term loans that are very fast and easy to qualify for.
Over one million people in the UK have taken advantage of payday loans for homeowners to cover expenses that arise as a homeowner. The majority of these people are new homeowners who apply for a loan within the first 6 months of purchasing a property.
Being a homeowner is very rewarding, but it can be a rough transition. If you find yourself in need of some extra short term cash, payday loans for homeowners are a viable solution.
Applying for payday loans for homeowners is quick and easy.
5 minute online application. Forget paperwork, long lines, and being put on hold. Our application is fully online and can be completed in minutes. Fill it out now and hear back from one of our lenders today.
Immediate decision. Within minutes of submitting your application, you will hear back from one of our lenders with a loan offering if you’ve been approved. Your loan offer will include the full terms and conditions, including the repayment period and interest rate, so you can calculate exactly how much the loan will cost before you decide.
Instant money in your account. If you choose to accept your loan offering, your money will be sent to you through an electronic deposit as soon as possible. Depending on the time of day, bank holidays, and when your bank is operating, you could receive your money within hours of applying.
Our Payday Loans For Homeowners are…
Instant: Receive your decision in minutes, and get your money just as fast.
Easy: The whole process is completed online, and the application is brief and simple.
Convenient: You never have to leave your house, and money is deposited directly into your account.
Practical: Flexible repayment plans and small loan amounts offer practical financial solutions.
Affordable: Our broker service is completely free, and we’ll never charge an application fee.
Accessible: If you’ve been denied for loans before, you may still be approved for a payday loan.
Payday loans are small, short term online loans that are very quick and easy to obtain. They are a good option for people who need a fast, short term financial solution. Payday loans also offer credit options to people with no credit, bad credit, or an alternative means of income who may otherwise be denied for a loan.
If you’re approved for a payday loan, you can spend it on anything you’d like. However, it’s important to remember that payday loans are meant to be short term financial solutions that cover one-time or unexpected expenses. They shouldn’t be used as a long term solution.
There are many variable costs associated with owning a home, and this can take some time to get used to. Particularly if you’re a new homeowner, you might find yourself short on cash now and then.
Payday loans for homeowners are usually used to cover:
Fees and unexpected expenses associated with being a homeowner
New furniture and fixtures for the home
If you find yourself short on cash every month, or if you have a habit of taking out loans regularly, you should reconsider applying for another loan.
Yes. If you repay your loan on time, it could potentially help your credit. However, if you are late or do not repay your loan, it will affect your credit negatively.
If you find yourself unable to repay your loan, it’s important to call your lender and let them know. Sometimes, they can work out a new repayment plan with you that meets your needs.
You can apply for payday loans for homeowners here at Viva Loans, and we’ll find you the best deal on the market.
We are not a lender, but rather a third party that partners with a wide variety of lenders to find you a loan that meets your particular needs. Once you complete our simple online application, we work with our partners to find you a lender that offers the best payday loans for pensioners and will loan to you based on your profile.
Eligibility requirements will vary by lender, but all will require that you are:
At least 18 years of age
A UK citizen or resident
The owner of a UK bank account
Additionally, many will require that you:
Have a mobile phone and an email address
Yes, approval is not guaranteed.
While our lenders will work with people who are often denied by traditional banks, they do not approve everyone. If you are not approved for a payday loan, it’s because our lenders do not think you are in a position to repay your loan on time.
Usually, yes. If you are a homeowner, chances are your credit is in better shape than many people who apply for payday loans. This means that you are likely to receive approval faster.