Viva Loans

Warning: Late repayment can cause you serious money problems. For help go to
We are an authorised credit broker and not a lender.

Fast Transfer
On average funds are transferred within 15 minutes*
Representative 1192% APR
Instant Decision
Our form takes 2 minutes to complete, decision provided instantly!*
Representative 1192% APR
A secure service
We will never share your personal details without consent
Representative 1192% APR

Warning: Late repayment can cause serious money problems, for help or advice please go to

Get a quick estimate for your loan
How much cash?

How long for?
  • 3 months
  • 6 months
  • 12 months
Your Loan Summary
Repayment by:
In your account by*: 03:07pm
Total to repay:

Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Max Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a credit broker not a Lender.

Same Day Payday Loans

What is a ‘same day’ payday loan?

As the name clearly suggests, a ‘same day’ payday loan is a small cash advance lent to you by private lenders against your monthly income, processed on the same day of application, in almost all cases.

Why and when should I choose to apply for a same day payday loan?

At times, we all find ourselves in a tricky situation where we need a bit of cash urgently, but the next payday is too far away. If you ever happen to confront such a situation and have nowhere else to turn, you can choose to apply for a quick and instantly approved same day payday loan to get that small cash boost you so urgently need.

Am I eligible to get a same day payday loan?

If you are a legal UK resident who is 18 years of age or older and you have a valid UK bank account, you are eligible to get a payday loan.

What is the application procedure for a same day payday loan?

It’s much simpler than you would think. All you have to do is read through this page and submit your application accordingly. We will take it up from there for you.

How much can I borrow?

If you apply for a payday loan here at Viva Loans, we can help you borrow up to £2,000 instantly, from responsible payday lenders. Please note that we are payday loan brokers, and we do not indulge in any credit/lending activity ourselves.

What is the loan processing schedule for same day loans?

There is no definitive schedule for the processing of same day loans, as we operate round the clock, even on weekends and bank holidays. So, as soon as you submit a duly completed application, we will forward it to a handful of responsible lenders, who will, in turn, quickly assess and review your application.

It will take 30 minutes (or fewer) for lenders to review your application and get back to you.

My application was approved by a lender. When can I expect to receive the funds?

If you provide all the necessary bank details including the sort code, you can expect to receive the funds in your account within 10 minutes of approval.

Please note that Faster Payments can take up to 2 hours in certain, rare instances.

My application was rejected by lenders. What should I do?

If your application was rejected by the lender, you should verify that you have not omitted any mandatory details. It is not advised to repeatedly apply for a payday loan as it might adversely affect your credit score.

Are same day loans different from payday loans?

No, they are not.

Payday loans are quite routinely processed within minutes, and hence, they are often marketed as ‘same day’ loans.