Viva Loans

Warning: Late repayment can cause you serious money problems. For help go to
We are an authorised credit broker and not a lender.

Fast Transfer
On average funds are transferred within 15 minutes*
Representative 1192% APR
Instant Decision
Our form takes 2 minutes to complete, decision provided instantly!*
Representative 1192% APR
A secure service
We will never share your personal details without consent
Representative 1192% APR

Warning: Late repayment can cause serious money problems, for help or advice please go to

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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Max Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a credit broker not a Lender.

Short Term Loans With No Fees

No matter how hard we try to plan financially, life has a habit of throwing little emergencies at us when we least expect it. Short term loans no fees are a convenient, hassle free way to plug this temporary shortfall, providing a financial safety net when we need it most.

Unlike traditional high street loans which can come with setup or advisory charges attached, Viva Loans works with a wide range of short term no fees lenders so that you can avoid the hassle of paying unnecessary fees.

Let's take a closer look at how each short term loan no fees works.

How Do Short Term Loans No Fees Work?

Short term loans no fees work in exactly the same way as many of the short term loans on the Viva Loans panel.

Instead of charging fees for setting up your short term loan no fees, lenders who offer short term loans no fees charge interest on top of the amount borrowed. This saves you from the inconvenience of having to borrow excess money just to pay the fees attached to the loan, a big plus at a time when trying to keep costs to a minimum.

Simply choose the amount and term that you'd like to borrow your short term loan no fees over and we'll use this information to match you with a lender who can help. Once approved, you'll receive a lump sum payment directly from your short term loan no fees lender into your personal bank account which can be used on any personal expense that you choose.

Am I Eligible For Short Term Loans No Fees?

Your eligibility for any of our short term loans no fees will depend on a number of factors including the lender that you choose, the amount you wish to borrow, your creditworthiness and ability to repay the loan in full.

Each short term loan no fees lender uses a different set of qualifying criteria when assessing applications which is why it's so important to use a tailored comparison service like Viva Loans.

No matter what short term loan no fees lender you choose, you'll always need to fulfil the following basic criteria to be considered for short term loans no fees:

You'll also need to provide information regarding your employment status, residential status and salary, and the short term loans no fees lender may also choose to carry out a credit check to verify the information that you've provided.

What Will My Repayments Be For Loans With No Fees?

The monthly repayments for all short term loans no fees are calculated based on factors such as the amount you borrow, the term over which you plan to make repayments, your credit history and the interest rate.

Once you've been approved for your short term loan no fees, you'll receive a credit agreement which details the dates and total amounts that you'll repay over the term. This will help you to keep on top of your finances so you'll know exactly where you stand every step of the way with your short term loan no fees.

Get a great deal on your next short term loan no fees today by getting a comparison at Viva Loans and cash could be in your account within the hour.