Viva Loans

Warning: Late repayment can cause you serious money problems. For help go to
We are an authorised credit broker and not a lender.

Fast Transfer
On average funds are transferred within 15 minutes*
Representative 1192% APR
Instant Decision
Our form takes 2 minutes to complete, decision provided instantly!*
Representative 1192% APR
A secure service
We will never share your personal details without consent
Representative 1192% APR

Warning: Late repayment can cause serious money problems, for help or advice please go to

Get a quick estimate for your loan
How much cash?

How long for?
  • 3 months
  • 6 months
  • 12 months
Your Loan Summary
Repayment by:
In your account by*: 07:52am
Total to repay:

Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Max Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a credit broker not a Lender.


Looking for the best payday loans in Liverpool, UK?

If you’re a Liverpool, UK resident looking for cheap payday loans, you might not have to trek all the way out to a loan shop.

Viva Loans services Liverpool residents with 24 hour online loans. We work with a variety of lenders to find you the best rates possible, and you don’t even have to leave your house.

What is a payday loan?

Unlike personal loans from banks, payday loans are offered in small amounts, and they are almost instant. It’s a good option for people who need small amounts of cash immediately. Our loans typically range from £100 to £2,000.

How do payday loans in Liverpool, UK work?

The first step is to complete our application, which can be found here.

We have a wide variety of payday lenders that we work with, and we hand pick lenders that might be a good fit for you.

Within less than an hour, you’ll hear back from any lenders who approve your application. If you accept their loan terms, your loan will appear in your bank account almost instantly.

Is it better to apply for a payday loan online or in person?

There are plenty of loan shops in Liverpool that you could walk into and fill out an application at right now.

But why do that if you don’t have to?

Applying online is faster and easier. You don’t have to drag all your documents with you – you just fill in the information online. Everything is handled electronically.

Viva Loans is also open 24 hours, whereas loan shops close after business hours. Not only do we offer round-the-clock service, but we can even process your loan applications on weekends and bank holidays, as most of our lenders offer 24 hour service as well. You can even have your money deposited on a bank holiday as long as your bank supports Faster Payments facility.

Who is eligible for a payday loan?

Eligibility requirements will vary by lender, but all need proof that you:

Are payday loans easier to get than traditional personal loans?

Yes. Payday loans have a higher approval rate than traditional personal loans. However, they also tend to have higher interest rates.

Make sure that you are not applying for a payday loan unless you need it. They are meant to be used for necessities and unexpected costs, not luxuries or long-term financial solutions.