Viva Loans

Warning: Late repayment can cause you serious money problems. For help go to
We are an authorised credit broker and not a lender.

Fast Transfer
On average funds are transferred within 15 minutes*
Representative 1192% APR
Instant Decision
Our form takes 2 minutes to complete, decision provided instantly!*
Representative 1192% APR
A secure service
We will never share your personal details without consent
Representative 1192% APR

Warning: Late repayment can cause serious money problems, for help or advice please go to

Get a quick estimate for your loan
How much cash?

How long for?
  • 3 months
  • 6 months
  • 12 months
Your Loan Summary
Repayment by:
In your account by*: 07:55am
Total to repay:

Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Max Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a credit broker not a Lender.


Payday loans Newcastle Upon Tyne are designed to help residents of the North East overcome the unforeseen financial problems that can crop up from out the blue. From a burst pipe or broken boiler to a faltering car or food shortage, there are countless reasons why payday loans can be extremely useful to UK customers.

Let's take a closer look a the eligibility criteria around them and how you can get a great deal at Viva Loans today.

Am I Eligible For A Payday Loan?

Each payday loan lender uses a different set of criteria when assessing each application, however you'll need to have the following in place as a bare minimum to be considered:

You'll also need to provide some added information about your income, residential status and employment status as part of the application.

I Have Bad Credit, Can I Still Get A Payday Loan?

Yes, you can still get a payday loan with bad credit. For anyone applying for payday loans, Newcastle Upon Tyne customers should understand that just because you've been rejected elsewhere doesn't mean that other lenders won't be able to help you.

At Viva Loans, we work a diverse selection of specialist lenders so if you've previously had issues applying for payday loans, Newcastle Upon Tyne residents and others across the UK could still be accepted.

However, lenders will want to see that you're able to repay the loan so you may have to provide additional information about your residential status, employment status and existing outgoings.

No matter what your credit history, apply for payday loans Newcastle Upon Tyne today by completing our quick and easy application form, and funds could be in your account within just 24 hours.